A "Big Thing."
Back in 2002 there was a fire that managed to wipe out everything I had in storage. That was a horrible experience that I wouldn’t wish on anyway, but there was a silver lining – the insurance check pulled me all the way out of eight years of accumulated college and credit card debt.
Oksana and I married a few months later, but it took us quite awhile before we got her INS paperwork sorted out. Eventually, she received her temporary green card and (coincidentally on the same day) was offered a decent-paying job. The intervening six months, where I was the only one working, weren’t that bad. I’d trade having a single-income family over a pile of minimum interest payments any day.
Very quickly the benefits of a dual-income, debt-free, children-absent family were realized. Around our first anniversary in August, after Oksana and I had figured out how to manage our money with (seriously) five bank accounts, we sat down to talk about creating a savings goal for the end of the year. $5,000 seemed attainable.

I’d like to take a moment to formally introduce you to a new project:
Part the Sixth: Part the Second: Specific Recommendations II